What does Community Futures Treaty Seven finance?
Community Futures Treaty Seven is an Indigenous Financial Institution financing Indigenous businesses in Alberta. Start-up and expansion lending within Treaty 7 territory.
Indicative deal size: Under $250k. Actual amounts depend on the business, the project and the security available, and are confirmed deal by deal.
What is an Indigenous Financial Institution?
Indigenous Financial Institutions (IFIs, also called Aboriginal Financial Institutions) are Indigenous-controlled lenders. They provide developmental business loans, often to businesses a mainstream bank would decline, and many also deliver federal equity contribution programs such as the Aboriginal Entrepreneurship Program.
What lenders look for
Ability to repay
Cash flow, historical or forecast, that comfortably covers the payments.
Financial statements
Current, accurate statements. Late or messy books are the most common reason files stall.
Equity in the project
Your own contribution, which grants and equity programs can help provide.
Security and management
Assets to secure the loan and a team that can deliver the plan.
Pairing a loan with other capital
Most well-structured Indigenous business financings combine sources: grants or equity contributions first, then developmental, Crown or bank debt for the balance. See how our debt advisory and placement service runs a lender process.